Experience 2.0

An end to end operating system enabling SMEs financing and embedded finance at scale, allowing market players to seamlessly offer FinTech services to their customers and optimize growth.

For Banks & Financial institutions

Grow and scale your SME origination and Lending!

  • Credit scoring as a service
  • End to end SME loan management system
  • Automed Origination & KYB for SMEs

For Partners

Access embedded credit in your value chain of merchants, distributors, retailers and wholesalers and optimize your entire value chain.

For SMEs

Download our app and apply for business loans faster and get credit scored real time!

  • Apply for inventory and working capital through the app
  • Get educated on how to build a positive credit score
  • Access additional financial services through our partners


What SMEs Say About us

"Pezesha’s loan app is so easy to use and navigate, and the interest rates are fair for a small business. But what really sets it apart is the customer support. Whenever I've had a question or issue, they've been so responsive and helpful. I feel like they really care about their users


SME, Retail

"I've tried a few different loan apps, but this one is by far is the easiest to use for someone looking for a business loan. The whole process is straightforward and I love that I can instantly see how much I qualify for


SME , Clothing

I was a little hesitant to try the Pezesha app at first due to my previous experience with loan apps but I'm so glad I did. It was so easy to navigate and apply for my first business loan and the customer support was helpful whenever I faced a challenge


SME , Retail

"What I really loved about the Pezesha loan app was that the interest rates are so much better than other loan apps offering loans to small businesses and best of all, they have no hidden charges


SME, Retail

The app required very little documentation to get my loan limit. With just my MPESA statement, I was able to get a score and apply for a loan for my business


SME , Clothing

I sell beauty and cosmetic products. Paying my Pezesha loan on time, enabled me to unlock higher loans limits, as a result I was able to restock and serve more customers and make more sales


SME, Beauty & cosmetics