Our success is measured by the impact we create. More than 200 million informal communitiesand individuals across sub saharan Africa could benefit from our financial services and offerings to give them hope and inclusion to be part of the formal financial system.

Our impact so far

Pezesha is driving the mobile industry’s commitment to play a leading role in the achievement of the UN’s 17 Sustainable Development Goals (SDGs) through the following 3 main goals:

More than 10M transactions (and counting) flowing through our marketplace.

More than 10,000 networks connected through our marketplace.

85% of our customers are women.

90% of our borrowers have received a credit score for the first time through our platform.

Pezesha is driving the mobile industry’s commitment to play a leading role in the achievement of the UN’s 17 Sustainable Development Goals (SDGs) through the following 3 main goals:

Mobile credit in Kenya has left the poorest 40% of Kenyans behind – with penetration in this segment at less than 10%. Formal institutions won’t approach people with no credit history. Pezesha brings hope to the underserved and excluded informal MSMEs by using alternative behavioural data to build credit scores then connect them with affordable access to credit and wealth creation opportunities in a way that they can build a strong credit history by timely repayments and quality financial education as they grow up the Pezesha ladder.

The gap of youthful low income women accessing affordable financial services is increasing especially in the rural communities. For women, formal financial access is at less than 55% and for men are leading with above 70%. This could also be attributed to the low financial literacy levels of women compared to men as they tend to make fewer financial decisions, unless they are financially independent. Pezesha is reducing the gap by intentionally taking more women through our financial education program and giving them access to affordable credit through leveraging on offline informal women groups and networks. More than 85% of our customers are women.

Without access to affordable line of credit, micro businesses are hampered in their growth, unable to access funds to unlock the potential within their businesses to flourish. MSMEs drive around 80% of employment and economic growth in Africa. With Pezesha providing access to financial education and affordable credit to these informal MSMEs, then we expect their businesses to grow by at least 30% in revenues each year, leading to creation of more than 10,000 jobs to the youths and households in a given year improving their living standards in the long term that thrive prosperous Kenyan economy that serves households of all incomes.