We give you compelling average returns of 20%-36% per year more than what you will get in a Bank or money markets investments
We thoroughly screen borrowers who come through our marketplace by using more than 500 unique data sets to ensure you are lending to quality borrowers. Borrowers who are not over indebted with multiple loans from other lenders and they are using the loans for the right purpose
We put your eggs in many baskets!!! The Pezesha platform spreads your risk by lending your funds across multiple borrowers through our partial lending component.
We give our lenders full visibility of their borrowers portfolio, their credit scores, their loan performance at each day and time through our simple dashboards. Lenders can also access their lending balances and income real time.
Beyond money markets investments which can be very risky, we give you more additional options for you to diversify your money by lending to trusted and vetted networks that generate compounding wealth creation for you.
uses complete and verified transactional data from mobile operators and service providers to accurately determine the ability and psychometric data to determine willingness of the borrowers to repay their loans on time.
When onboarding a borrower we conduct thorough checks to determine their capacity to pay. Using our robust credit-scoring model we establish the borrower’s credit score and reference third party information from Credit Reference Bureaus.
We make the best effort and data analytics to recover your investment. We have partnered with debt collection agencies to aid in the recovery of funds. If a borrower defaults on their payment, Pezesha will forward their names and details to a credit reference bureau for blacklisting and also whitelisting
✔20%-36% average returns per year
✔Minimum of 30 days lending period
✔Minimum investment is $30
✔Fixed return of 15% per year
✔Minimum of 1 year lending period
✔Minimum investment is $1000
Receive real time notifications on your app when you top up, withdraw and when your borrowers repay back.