- Middle class earners
- Diaspora communities
Who Are Our Lenders
- Philanthropic investors
- High net worth individuals
Why Invest In Pezesha
- 20% – 30% per year on average
- Better than you will get in a Bank
- High Quality, thoroughly screened Borrowers.
- Diversified Lending, Spread Investment across Multiple Borrowers.
- Track all your Transactions
- Visibility of Borrower’s full profile..
As with any investment there are associated risks. The team at Pezesha uses effective recovery approaches that minimizes investor’s risk and maximizes their returns.
- Create jobs.
- Reduce inequality.
- Eradicate Poverty.
- Empower underserved communities in Africa.
- Reliable collections facilitated by debt collecting partners.
- 90 day defaulters blacklisted to CRB (Positive performance also reported).
- Credit scoring iterations to ensure we are accurately predicting borrowers ability and willingness to repay their loan.
Our Silver Lending Package
Choose between 3 Investment Strategies
|Strategy||Investment mainly split across lowest risk product||Investment evenly split across all products||Investment mainly allocated across riskier, but higher yielding products|
|Example split||30% of portfolio allocated to lowest risk product, 10% to highest risk||17% of portfolio allocated to each product||10% allocated to lowest risk product, 30% to highest risk|
|Average Annual Return (inclusive of taxes)||20 - 24%||25 - 29%||30 - 35%|
Minimum loan period of 30 days. Minimum lending amount $30