Statement extraction for individuals and businesses: Alternative credit scoring data

Patascore has the capability to provide a holistic picture of a customer’s credit information and history through the extraction of MPESA and Bank Statements.

A customer is able to be assigned a credit score or risk level thereby indicating their level to likely default from the extraction process of MPESA or Bank Statements.

This extraction can reveal important insights about a customer's financial behavior based on certain characteristics:

1. Their average transaction amounts

2. Their frequency of transacting

3. Their spending habits and patterns- groceries, utilities like power and fuel, health, betting and gaming, and entertainment.

4. Savings behavior- habits of savings and deposits.

5. Income- on average how much they earn in a month.

To book a demo with us please contact us at bd@pezesha.com or call 0703237660.

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